Assess Your Life Insurance Needs This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Long-Term-Care Needs Determine your potential long-term care needs and how long your current assets might last. Insurance Needs Assessment: When You're Newly Married Marriage changes everything, including your insurance needs. Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college.